If you have the opportunity – and the discipline – to work at home, you might want to take advantage. The benefits can go way beyond working in your pajamas.

The average full-time American worker spends nearly 26 minutes commuting every morning and evening. Some days those 26 minutes can turn into an hour or more due to an accident, bad weather, and road or lane closures.

That means lost time, more stress, and prolonged inactivity.

It’s no wonder a 2012 study from Washington University in St. Louis, Missouri, published in the American Journal of Preventive Medicine associates time spent commuting with higher weight, lower fitness levels, and higher blood pressure, which all can lead to an increased risk of cardiovascular disease.

In addition to be being bad for your health – and a big time waste – commuting can be expensive.

According to AAA, the average cost per gallon of gasoline is currently $2.22 nationwide, resulting in an annual cost of about $800, not including wear and tear on your car, tolls or other ownership costs.

How can you turn your work-at-home position into a health and wealth boon?

The American Heart Association recommends adults perform at least 30 minutes of moderate-intensity aerobic activity at least 5 days per week. As a work-at-home professional, you can turn the time saved commuting into time spent exercising, reducing tension and anxiety, and helping lower your blood pressure and boosting levels of good cholesterol.

It is also a good way to increase savings by investing money saved at the pump in a retirement savings account. According to A Retirement Wake Up Call: The Aegon Readiness Survey 2016, many struggle to save  and only save from time to time. We all know the habit of consistently saving over time is critical to achieving retirement readiness.

For those who work at home, using the extra time and money to improve health and wealth is a simple, yet effective way to get on a path to a long and comfortable retirement. It’s great advice for your work-at-home clients too. Pass the word.

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